(The word "senior" nowadays, of course, can mean anyone over age 50 or 55!) Many seniors opt to stay in their current homes. Others prefer retirement communities, either renting or buying. These can include condo living, buying into co-op housing, senior apartments, or independent living within a continuation of care community. For those experiencing more serious elderly issues, long term care options are assisted living, nursing home, memory care, some which include congregate living.
Your Current Home:
…Do you currently live in your own home.
…Is your mortgage paid in full.
…Are you able to afford the property taxes, home insurance, etc.
…Does the layout of the home and its size suit you.
…Are you able to manage the stairs, if any.
…Are you able to maintain your current home, inside and out.
…Is having your own property important to you.
…Or has it become too expensive.
…What is your current budget.
…Would you consider a reverse mortgage.
…If you home is suitable now, how long do you think you can remain there.
…Have you looked at retirement locations. Favorite retirement living communities are in Arizona, California, Florida, North and South Carolina, New Mexico, Alabama.
…Consider how far away you would be from family and friends – a strong support system is important as we age.
…Do you know what the cost of living would be if you move.
…What is the availability of senior medical care and other elderly services.
…How often have you visited this retirement location – in what seasons.
…If you do move, consider renting before you buy.
…Do you have health issues that demand a change of climate.
…Do you or your spouse have special medical needs, or disabilities.
…Does one of you require special accommodations, but the other does not need them.
…Do you have a pet, and do you intend to keep it.
…What about opportunities for
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